Mixta Flex

Mixta Flex allows you access to mortgage options and flexible payment plans so you can pay for your home at your convenience and own a home that best suits your budget.

Mixta Flex is available to both NHF and NON-NHF contributors

NHF Contributors

If you or your company consistently contribute to the National Housing Funds in Nigeria, then you qualify to access a mortgage on our affordable products.

This allows you access up to N15m at an interest rate of 6%. Depending on your age, you can pay the mortgage till the accepted age of retirement – 60 years.

How It Works

As an employed staff who is also a National Housing Fund contributor, you can apply for a mortgage once you get an offer letter from Mixta Africa for an affordable product.

Mixta Africa will assist with your processing in any way that we can. You can contribute your 10% equity over 12 months and then once approved, pay up your balance through NHF.

Where the funds do not cover the total amount of the home, you can continue to pay your balance yourself.

  • Interest rate – 6%
  • Tenor – Up to 30 years
  • Minimum age- 18 years
  • Amount accessible – Up to N50 million

Non-NHF Contributors

For those who do not currently contribute to the National Housing Fund but have an active pension contribution, you can access mortgage through your pensions.

Where the funds do not cover the total amount of the home, you can continue to pay your balance yourself.

How It Works

For those who do not currently contribute to the National Housing Fund, you can access up to N50m through Home Solutions Fund or make an initial deposit with 2.5% of your pensions if you have an active pension contribution.

Where the funds do not cover the total amount of the home, you can continue
to pay your balance yourself.

HSF

  • Interest rate – 15%
  • Tenor – Up to 30 years
  • Minimum age- 21 years
  • Amount accessible – Up to N50 million

FHA

  • Tenor – Up to 30 years
  • Minimum age- 21 years
  • Amount accessible – Dependent on the house price

Properties

Beechwood Park Homes

Options

2 Bedroom Row Bungalow
₦38,900,000.00
3 Bedroom Row Bungalow
₦50,400,000.00
3 Bedroom Semi Detached Bungalow
₦52,700,000.00
3 Bedroom Detached Bungalow
₦64,500,000.00

Marula Park

Options

2 Bedroom Type A
₦36,707,625.00
3 Bedroom type B
₦42,553,125.00

Expressview Estate

Options

Corner Unit
₦70,788,927.00
Middle Unit
₦64,717,464.00

Equity Payment Structure

Home Value

25M Below

% of equity contribution

10%

Home Value

25M - 40M

% of equity contribution

25%

Home Value

Over 40M

% of equity contribution

30%

FAQs

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